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Vehicle
Before anything happens to
you, you should write down the important names and phone numbers you may
need in the event of an accident such as:
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Insurance Company.
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Police/ambulance.
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Towing Company.
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Family, friends
number.
Keep these numbers handy in a card
inside your glove compartment.
What To Do After An Auto Accident
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Do not leave the
scene.
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DO NOT
discuss "fault" or make statements about the accident to anyone but the
police.
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Ask to see the other
driver's license and write down the number.
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Exchange insurance
company information.
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Help or get help for
injured people if needed.
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Have a camera in the
car ands take pictures.
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Call police if
necessary.
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Call for a Tow, make
sure you know the towing Co. and where the car is being towed.
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Call the insurance
Agency o Company and ask for advises.
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Do
not loose your temper, ask for help to family or friends.
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Property
In case of losses to covered property see the
following
must do's:
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Give promt notice to your
Company and/or agent.
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Protect the property from
futher damages.
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Ask for a damage
estimate.
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Make reasonable and
necessary repairs to protect the property.
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Keep acurate records of
repair expenses.
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Prepare an inventory of
damaged personal property showing the quantity, description, actual cash
value and amount of loss.
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Attach all bills,
receipts and related documents that justify the figures in the inventory.
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Show the damaged property
if possible.
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Provide the company with
a copy of the records and documents.
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List specifications of
damaged building and detailed repair estimates.
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Have an inventory of
damaged personal property.
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Keep the receipts for
additional living expenses incurred and record that suppor the claim.
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Flood
Homeowners insurance typically
does not cover flood damage.
Nearly 25% of flood insurance claims
come from low-to-moderate risk areas
It takes
only a small amount of water to cause major damage to your Property.
Flooding
can destroy walls, floors, furniture, electrical system, saving...
As it
is inform by N.F.I.P. and FEMA we have to consider these facts:
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Nearly 25% of all claims
come from low-to-moderate risk areas.
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Every property is at risk
to some level of flooring, which can be caused by heavy rain, seasonal
storms and poor drainage.
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Last year alone, flood
damage in the U.S. exceeded $600 million, with paid floor isurance claims
averaging $33,356.
Protect
your property and yourself.
Don't
let a few inches of water destroy your savings!
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